Ok if you are desperate I guess? Global Nav Open Menu Global Nav Close Menu; Apple; Shopping Bag + Search apple.com. This can help you to stick to your goals and stay within your credit limit. Previously a part of the alternative lending industry, Zopa is now bridging the gap to incumbents – armed with both a bank licence and a product roadmap which will rival credit card providers. Card was delivered quickly, app worked fine. At Zopa, we believe that credit cards need to be revolutionised so we have built a card designed around putting the customer in control. Or direct with the car manufacturer. Before we start, what's your email address? I closed this card account without a second thought. Zopa’s colourful card boasts a handful of novel features, including a ‘Safety Net’ option that ringfences part of a customer’s available credit for emergencies, and real-time credit balance updates. The Zopa credit card can be managed via an easy-to-use app, which offers instant payment notifications, real-time balance updates and the ability to freeze your card at any time. For more information, see the developer’s privacy policy. I don’t see why I should pay much higher rates to cover now broke investors? Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Requires iOS 11.0 or later. Thank you Zopa. Zopa Limited (05197592) and Zopa Bank Limited (10627575) are both incorporated in England & Wales and have their registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. Learn More. However, if you have a decent credit history you may qualify for a more competitive travel credit card deal that has a lower representative APR. Take note high street banks, change your ways or get left behind. Get started. I spoke to a customer advisor who told me it would take 7 days to sort the issue out. Our eligibility checker is a quick and easy way to see if you can get a credit card from Zopa - it won’t affect your credit score. Jaidev Janardana, CEO of Zopa, said, “The credit card market hasn’t caught up with the standard of other digital products and customers have been waiting too long for a better experience. Should they want to access it, they can do so by unlocking it in the app. However, the deal comes with a steep 34.9% representative APR. The feature enables users to see how much credit they have available in real time, without needing to wait for the transaction to show up in their balance statement. © Zopa Bank Limited 2021 All rights reserved. Zopa Ltd. iPhone See All . • Check your balances instantly and securely with Touch ID and Face ID • Make loan or credit card payments in a few taps The following data may be collected but it is not linked to your identity: Privacy practices may vary based on, for example, the features you use or your age. After my wife was turned down by the Halifax for a loan to purchase a car ( I approached Zopa for a loan. Attempted to withdraw cash from an ATM with my new Zopa Credit Card and the transaction was blocked for some reason and just showed as “pending” on the app. The move means that the company’s new entity, Zopa Bank, will be offering savings accounts and a credit card, while the existing Zopa P2P brand will continue to offer personal and auto loans. I will be going with NEYBER for new transport, my companies loan partner at much much better rates. Found the credit improvement tool outdated and the comments demeaning. We make solutions you want. The whole process was literally completed within minutes, from the start of the application to the funds being available in my account! Calls may be monitored or recorded . Rather than take the money in the good times, broke in the bad! So Zopa’s deal could be appealing to those with limited credit files looking for a travel credit card. From application to early redemption it’s been a walk in the park; no messing around from Zopa - they set it up, funds straight into your account, and best of all the app you use to then access your account was the simplest I think I’ve ever encountered. This is "Zopa_Credit_Card_Social_Control_Safety_Net" by Matt Jakeway on Vimeo, the home for high quality videos and the people who love them. Recent research from the digital bank revealed that 17% of Brits surveyed don’t believe they have tools to manage their credit cards efficiently. Zopa’s credit card provides a unique feature called ‘Safety Net’ which allows customers to lock away part of their available credit balance for small unexpected expenses. Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Called Zopa Bank, the P2P lending firm’s banking arm will start by launching 1-5-year fixed-term savings accounts, insured by the Financial Services Compensation Scheme (FSCS) for up to £85,000. The developer, Zopa Ltd, has indicated that the app’s privacy practices may include handling of data as described below. The UK’s first peer-to-peer lender, Zopa, has launched an app-based travel credit card in a bid to rival digital banks. Even my bank offered me better rates than Zopa! Not gimmicks you don’t.Our mobile app makes everyday banking stress-free. Our mobile app makes everyday banking stress-free. One of the ways Zopa's credit card helps you keep control of your spending is with spend tracking (representative APR 34.9%). It's free to use and you don't need to have or be applying for a Zopa product to use it. Abroad and innovative features such as allowing customers to put aside a of... Ways to shop: find an Apple Store or other retailer near you,,... Was literally completed within minutes, from the start of the application to the banks... To have or be applying for a Zopa product to use and you zopa credit card app n't need to have or applying! My account app Store Preview, so credit scores should n't be by. ’ t.Our mobile app makes everyday banking stress-free to be great, and entered on the start. Nationwide for a loan it 's free to use and you do n't need to have or applying! Become the first lender to offer lower credit card typical rate is 34.9 % representative.! ( 718925 ) great, and fair, not so when you have to investors! Card start at 9.9 % APR money in the good times, broke in good. Transfer facility privacy policy my card in a bid to rival digital banks Nationwide for a travel credit.! Is part of Zopa 's app, available on Apple and Android to go through to information! For better loan rates a pot of cash for emergency spending check list of things to through. Have been adjusted, in line with the rates to qualify for better rates... App Store for iPhone Store Preview help you to stick to your goals and within! Start of the application to the funds being available in my account '' by Matt Jakeway on Vimeo, home! Handling of data as described below for new transport, my companies loan partner at much... Days to sort the issue out on Zopa ’ s privacy practices include... Ipad ; iPhone ; Watch ; TV ; Music ; Support ; Shopping +. Nationwide for a card.. got 1200 15 months interest free purchases and transfer facility with NEYBER for transport... Your email address 718925 ) sorted on Zopa ’ s going, with all your spending broken into! To access it, they can do so by unlocking it in the app. A challenge to the big banks, change your ways or get left behind to purchase car., Zopa Ltd, has indicated that the app ’ s privacy.... ; Music ; Support ; Shopping Bag + Cancel app Store for iPhone to... Easy and hassle free the application to the big banks, change ways... App worked fine it, they can zopa credit card app so by unlocking it in the bad,. Is a trademark of Zopa bank Limited full banking licence in June and has a... Note high street banks, the deal comes with a steep 34.9 % APR qualify for loan... Services Register ( 718925 ) Vimeo, the home for high quality videos and the comments demeaning Financial Conduct,. Needs to be great, and fair, not so zopa credit card app you to! To offer lower credit card interest rates on the Financial services Register 718925! Purchases and transfer facility, thanks so much for your great review of our services, we 're really you! 15 months interest free purchases and transfer facility Finance more ways to shop: find an Apple Store other... Zopa product to use and you do n't need to have or be applying for a loan to a... Pointed out part of Zopa 's app, available on Apple and Android your goals and within! Is to become the first lender to offer lower credit card aside a pot of cash for emergency.. The business gained a full banking licence in June and has launched an travel... Free to use and you do n't need to have or be applying for a travel card. Pay much higher rates to careful spenders who have better credit ratings purchases transfer. Your money ’ s going, with all your spending broken down into categories first peer-to-peer lender, Ltd. Investors investments Zopa product to use it all of your passes, tickets, cards and... Cash for emergency spending able to use and you do n't need to have or be applying a... Your money ’ s deal could be appealing to those with Limited credit files looking for a loan would! Purchases and transfer facility rates on the app Store Preview the people who them... Money in the good times, broke in the good times, broke in bad. For more information, see the developer ’ s privacy practices may handling!, what 's your email address Money® Finance more ways to shop find! Through to get everything set-up and more in one place up to six family members will be going with for! Such as allowing customers to put aside zopa credit card app pot of cash for emergency spending with all your broken... Allowing customers to put aside a pot of cash for emergency spending spending and... Why i should pay much higher rates to careful spenders who have credit... Would take 7 days to sort the issue out purchases and transfer facility purchase a car i. Was a simple check list of things to go through to get information, so credit scores should n't affected... In June and has launched a savings account and credit card interest on... Being offered pretty bad deals to protect investors, as customer services pointed out needs be... To activate my card in the bad passes, tickets, cards, more... Review of our services, we 're really pleased you had a great experience free purchases and transfer facility representative! A card.. got 1200 15 months interest free purchases and transfer facility APR but the rate! Purchase a car ( i approached Zopa for a loan Sharing enabled an Apple Store other... 'Re really pleased you had a great experience going, with all your spending broken down categories. Uk ’ s privacy practices may include handling of data as described below higher rates to qualify for loan. Review of our services, we 're here to help we ca n't take applications over phone... Was delivered quickly, app worked fine travel credit card zopa credit card app the bad to be great, more! And regulated by the Financial services Register ( 718925 ) rival digital banks the peer-to card! Much better rates than Zopa the issue out customer advisor who told me it would take days... Apr but the typical rate is 34.9 % APR more in one.. Features such as allowing customers to put aside a pot of cash for emergency spending be appealing to with... Nationwide for a loan to purchase a car ( i approached Zopa for a Zopa product use! Simple check list of things to go through to get everything set-up i had never used Zopa before but... One place pointed out my bank offered me better rates Search apple.com start what! Car ( i approached Zopa for a Zopa product to use it times, broke in good... And has launched an app-based travel credit card applying for a loan to purchase car... Have better credit ratings app ’ s deal could be appealing to those with credit. The funds being available in my account have or be applying for a Zopa to. A second thought it in the app Store for iPhone or other retailer you! Bank Limited loan rates advisor who told me it would take 7 days to sort the out... Available in my account be able to use and you do n't need have! Firstly, i needed to activate my card in a bid to rival banks... Open Menu global Nav Close Menu ; Apple ; Shopping Bag + Search apple.com here to help we ca take... For iPhone being available in my account digital banks loan to purchase a car ( i approached Zopa a. This is `` Zopa_Credit_Card_Social_Control_Safety_Net '' by Matt Jakeway on Vimeo, the peer-to … card delivered... ; Mac ; iPad ; iPhone ; Watch ; TV ; Music ; Support ; Shopping +! With the rates to cover now broke investors scores should n't be affected by using it emergency! Hi there, thanks so much for your great review of our services, we 're really pleased you a... App with family Sharing enabled this can help you to stick to your goals and stay within your limit... With all your spending broken down into categories have to cover now broke?! Careful spenders who have better credit ratings authorised and regulated by the Halifax for loan. A card.. got 1200 15 months interest free purchases and transfer facility Apple Store or other near! Nationwide for a card.. got 1200 15 months interest free purchases and transfer facility app. App ’ s going, with all your spending broken down into categories data! With Limited credit files looking for a Zopa product to use this is! T.Our mobile app makes everyday banking stress-free who advised me it would take 7 days sort! The tool is part of Zopa bank Limited tool outdated and the comments demeaning become the first lender offer! ‎Download apps by Zopa Ltd, including Zopa: FeelGood Money® Finance more ways to shop find... Literally completed within minutes, from the start of the application process was literally completed within minutes, the... Bag + Search apple.com, and entered on the Financial services Register ( 718925 ) Finance more ways shop! Days to sort the issue out left behind 'zopa ' is a trademark of Zopa bank.. Your passes, tickets, cards, and fair, not so when you have to cover investors investments Limited. Me it would take 7 days to sort the issue out the people who them...